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Flexible financing smoothly integrated to your daily life

Invoice financing with no hidden fees. Speed, flexibility and easiness as you have always dreamt of.

Customers
Invoices
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Laskurahoitus PURO Finance - rahat heti tilille

Our Awesome Services are the
Reason You Should Choose PURO!

Invoice Financing

Best in class technical infrastructure for invoice financing. Onboarding within minutes.. Transparent pricing with no hidden fees.

No limitations

Our service is independent from your ERP platform. Also we do not rebuff you from service due to size, industry or age.

ERP Integration

With our selected ERP partners you’ll benefit from automatic ledger bookings and other perks.

Additional services

We also have partners for payment control and collection securing you will not miss a dime. Leasing and investment financing can also be catered for through our partner network.

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Miten lskurahoitus toimii?

How the PURO Solution Works?

Invoice financing or factoring is a flexible form of financing that quickly converts trade receivables into cash. By implementing the PURO Finance service, your company will receive money from the sales invoice to the account as soon as you send the invoice, regardless of when your customer pays the invoice.

The invoice financing is easy and quick to set up and you can send invoices the same way you used to. The service is suitable for companies of all sizes and industries.

Apply for credit, we check your eligibility and provide an offer in an instant.
Sign the agreement: Everything with us is digital, also the signature.
Use your existing ERP or invoicing system. We’ll pick-up the invoice and take care that the buyer receives it.
You can select which invoices are financed and which are not
We provide majority of the payment to your bank account immediately based on agreed advance rate.
We follow-up that your buyers pay the invoices and get back to you if there are any issues.
If you want, we can send you SMS-alerts on payments and received invoices.
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Words from our Customers?

Everything works well and is easy – we haven’t had to put in an effort ourselves. Even the accounting firm has send positive feedback on accounting reports.

Mikko Hietala
Mbakery

Cooperation is working well and quality of customer service is excellent. Our liquidity management has improved significantly

Tiina Alho
Kurki Decoration

We switched from another finance company as PURO could offer financing also for projects. This secures us a steady cash flow

Eira Suuronen
A-kumppanit

Recent News

PURO securing it´s financial position for the future

PURO securing it´s financial position for the future

2022-11-11

In Q3 PURO’s growth continued strong from previous year with 66% growth in Quarterly Recurring Revenue (QRR). This spurred our year-to-date turnover to 3,3 m eur, with an impressive 71% rate of growth from 2021.

PURO Finance sprinting ahead of 2022 growth targets

PURO Finance sprinting ahead of 2022 growth targets

2022-07-28

PURO´s second quarter proved our understanding to be right, invoice financing is a fast-growing form of financing among small and medium-sized companies. PURO´s growth in turnover in H1 was 77 % larger than compared to last year. What delighted us the most in H1 was our 92 % customer satisfaction. Our Net Promoter Score also improved, rising from 62 to 68.

Strong Q1 growth exceeding expectations

Strong Q1 growth exceeding expectations

2022-05-04

In Q1 PURO continued previous quarter’s surge in growth. Despite the traditionally low-season for invoice financing among SME customers, the total customer invoicing in Q1 topped Q4 record and was up 103% from Q1 2021. 84 new customers were onboarded, with a monthly record 37 in March, bringing the total number of customers over 600.

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Frequently Asked Questions

Yes, here we aspire to be as flexible as you want. You can select the buyers of which all invoices are financed. Or if you want, you can also pick & choose each individual invoice to be financed.
If there are issues with your buyers payment, we agree with you how to go forward. Primarily we try to get hold of the buyer and sort it out organically. If that doesn’t help we can use more forceful measures e.g. a collection agency towards the buyer. PURO has several partners for payment control and collection and we can connect you with them from day on.
The cost for the service is determined based on each individual invoice, their face value (EUR) and their payment term. Therefore you will only pay for the service if you use it. E.g. for a 100 eur invoice with a 14-day payment term the agreed price could be 0,60% i.e. 60 cents. This covers everything and there are no additional surprise charges for the total service.
Yes, all B2B invoices can be financed though PURO irrespective of the jurisdiction of your buyer. Currently we only finance EUR invoices, so we do not cover any changes in FX valuation.
Currently we support only B2B invoicing, but stay tuned, this space might by updated any day now
PURO is “stream” in finnish. Finland and its nature is an inspiration to us and that’s why we celebrate it in our name and in our visuals. We also like to thing PURO service has the characteristics of a “stream” which you can read more in our Corporate Values under ‘About Us’

How can we help you?

Contact

+358 20 730 6730
puro@puro.finance

Address

Keilaniementie 1, 02150 Espoo, Finland

Opening Hours

9.00-16.00 EET
Self-service available 24/7

  (Psst, don’t go anywhere, we’ll call you in minutes)